International Insurance
This international student travel insurance policy is designed to cater for the insurance needs of persons studying in the UK on a trip arranged by Bede’s Summer School. The product provides cover including emergency medical assistance and medical costs, protection in the event of cancellation or curtailment, cover for loss, theft of or damage to baggage and personal money.
Key features and benefits:
- A 24 hour helpline for medical emergencies
- Emergency medical expenses in the event of illness or injury
- Protection against cancellation or curtailment charges
- Cover for loss or damage to baggage and personal money
- A wide range of sports and activities covered
- Cover for irrecoverable pre-paid college, university or language school fees
- Leisure trips within Europe and any trip outside the UK if part of your course
Key eligibility criteria and exclusions:
- Not available to anyone aged 66 or over at the time of departure
- No cover under cancellation or curtailment charges, emergency medical expenses or personal accident relating to any reason set out under ‘Important conditions relating to health’ – see group policy wording
- No cover where the FCO or World Health Organisation has advised against travel
- No cover where travel is not departing from and returning to your home country
- Each claim will be subject to an excess wherever an excess applies
The table below displays a summary of the maximum amounts which are payable under each section. Please note the group policy is subject to terms, conditions, limits and exclusions - please refer to the group policy wording and the statement of insurance for full details of the cover available.
Insurance Summary |
||
| Benefits | Maximum | Excess |
|
Cancellation or curtailment charges |
£3,000 |
£50 |
|
Emergency medical & other expenses Emergency dental treatment |
£2,000,000 £500 |
£50
|
| Private medical emergency cover - no cover | ||
|
Personal accident (subject to age) |
£30,000 |
£0 |
|
Baggage Baggage (including valuables) a) Single article, pair or set limit b) Valuables limit in total |
£1,000 £200 £300 |
£50
|
|
Personal money, passport & documents Currency, notes and coins Other personal money and documents Passport or visa |
£100 £100 £500 |
£50 |
|
Personal liability |
£1,000,000 |
£100 |
|
Missed departure |
£250 |
£50 |
|
Overseas legal expenses & assistance Aggregate Limit |
£10,000 £50,000 |
£0
|
|
Course fees |
£8,000 |
£50 |
Insurance will be included for you automatically as a part of your booking - Please note that as soon as your full first deposits have been paid and received, your policy will then become effective immediately.
Howden UK Brokers Limited is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF, United Kingdom. This can be checked on the Financial Services Register by visiting register.fca.org.uk.